Would you like to be in your own home for the holidays?
Common questions:
How much money do I need for closing?
What do I need to do first?
I don’t think I qualify. Why should I even bother?
Helpful hints:
Before you start looking at homes, contact a mortgage lender to get pre-approved. This will give you your home budget. The sooner you do this, the better! Many times, identity theft can be caught early enough, or mistaken accounts on your credit can be cleared up. It’s never too early to check with a lender. Many can do soft pulls on your credit so you your score doesn’t decrease. Want more information?
Why rent when you could buy?
While renting certainly has it’s perks, there are also downsides. You can’t customize your landlord’s house how you want, you can’t make changes without permission, and you don’t gain any equity. 100% of your hard earned money goes toward your landlord’s equity. Stop paying your landlord’s mortgage and start building your equity!
Many times, what it costs to rent a home after the deposits and move-in, you could have put that into a down payment on a home!
